Stronger Together.
Safer for Everyone.
Support fellow members, spread your guarantee across several loans, and earn from every successful repayment.
Very Low Risk for Guarantors.
Your guarantee is spread across multiple members instead of depending on one borrower.
80% of Interest to Guarantors.
Earn the majority share of the interest generated by the loans you guarantee.
Diversified Protection Across Several Loans.
Spread your guarantee across multiple requests instead of concentrating your exposure in one loan.
Why members guarantee
Guarantee several.
Earn from all.
Instead of putting your guarantee behind one member's loan, spread it across several requests. For example, KES 2,000 can be distributed across five loans — 20% here, 25% there, 30% elsewhere — allowing you to support several members while earning your 80% interest share as they repay.
Illustrative example
KES 2,000 across 5 loans
Diversify your guarantee across several members. Earn your 80% interest share from each repayment.
Potential interest earnings (80% share): KES 320
Join Our Chama →Diversification helps reduce concentration risk. Your guarantee is spread across several requests rather than concentrated in one loan.
Want your capital to grow instead? See how investing works →